| 1 | 9:02 | NIU | Brian Clark 35 yard field goal | 3 | 0 |
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| 4:27 | UCF | Mike Grant 1 yard run (Fred Waczewski kick) | 3 | 7 |
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| 1:00 | UCF | Edward Mack 11 yard run (Fred Waczewski kick) | 3 | 14 |
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| 2 | 12:39 | NIU | William Andrews 3 yard run (Brian Clark kick) | 10 | 14 |
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| 6:42 | UCF | Fred Waczewski 25 yard field goal | 10 | 17 |
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| 3 | 6:04 | NIU | Craig Harmon 1 yard run (Brian Clark kick) | 17 | 17 |
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| 2:35 | UCF | Daunte Culpepper 1 yard run (Fred Waczewski kick) | 17 | 24 |
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| 0:29 | UCF | Mark Nonsant 55 yard pass from Daunte Culpepper (Fred Waczewski kick) | 17 | 31 |
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| 4 | 0:32 | UCF | Mike Grant 1 yard run (Fred Waczewski kick) | 17 | 38 |
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Team Stats